Posts Tagged ‘Insurance’

The Wednesday Question: “Is finding and providing healthcare for you and your employees killing your business? Or have you found a healthy solution to answer this ever increasing challenge? In a variety of recent conversations the healthcare question keeps rising to the top as it relates to the small business owner and entrepreneur. What is the best way to find a healthy cost effective option for you, your family and employees? The rising costs of health insurance and sweeping changes in reform are challenging to decipher to say the least. After all healthy employees are critical to making sure your business operates at optimal level.

More details. . .

I started thinking more about this when I recently asked Elliot Richardson of the Small Business Advocacy Council (SBAC) to speak at my networking group’s, North Shore Entrepreneurial Network (NSEN), meeting this coming May. A recent SBAC Newsletter discusses how “The SBAC has been working with Arthur J. Gallagher on a health insurance initiative that would stabilize the costs of health insurance for our members. Through the power of critical mass, the SBAC will attempt to form a health insurance pool to further this goal.”

For the typical business owner healthcare is only one of the challenges we all face. Perhaps you have already found the answer for this one. So the question restated is, “how are you addressing the increasing challenges of providing healthcare benefits to you and your employees?”

Looking forward to hearing your comments. . .

Have a suggestion for a future question? Email me at EHultman@UberBlueDM.com

Erik Hultman (a.k.a. E) is the Founder and President of ÜberBlueDM, Inc., specializing in Social Media Solutions and Social Media Staffing Solutions for individuals and businesses to build their social media success.

If you’re not completely satisfied with your Social Media program or solution it’s time for a change! Give us a call! But don’t just make a change for the sake of change. Understand why it makes sense first. Questions? Send me a note at ehultman@uberbluedm.com or call me at (847) 498-5494. Thank you for referring us to a friend.

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Today and on future Wednesday’s I will be asking you, as business owners, questions that are designed to encourage conversation. The idea is to share with each other helpful suggestions and possibly answers to the things we all face with our businesses. First, the question, and then I will provide details about why I am asking.

As a small business owner what happens to your business if something happens to you?

More details. . .

A little over two years ago I started a group on LinkedIn called the North Shore Entrepreneurial Network (NSEN). The original purpose of the group was to get a small group of my friends out to network, drink coffee and help each other with our respective businesses. Today we have 479 members. We meet once a month on the second Tuesday, network and have three speakers that present in a speed format.

A reoccurring discussion amongst our members is “what happens to my business if something happens to me?” Many of us are small business owners with very few employees (or we operate independently). If something would happen that takes us away from the office for an extended period of time (vacation, health problems, etc.) who would be the person able to assume the responsibility of running the company? Would one of our employees be able to handle the business in our absence? Could a friend or business colleague take over? Would my spouse know what my business does, how it operates, how to contact clients, how to handle everything related to my business?

We often avoid the question because we don’t want to consider the fact that we actually might not be immortal or superhuman. So I will ask the question again, this time in a slightly different way. . .What have you done to safeguard your business if you can’t be the person running it?

Time for your answers. . .Share your wisdom here and we will all be better prepared for our future!

Have a suggestion for a future question? Email me at EHultman@UberBlueDM.com

Erik Hultman (a.k.a. E) is the Founder and President of ÜberBlueDM, Inc., specializing in Social Media Solutions and Social Media Staffing Solutions for businesses to build their social media success.

If you’re not completely satisfied with your Social Media program or solution it’s time for a change! Give us a call! But don’t just make a change for the sake of change. Understand why it makes sense first. Questions? Send me a note at ehultman@uberbluedm.com or call me at (847) 498-5494. Thank you for referring us to a friend.